Rhys Subitch is a Bankrate editor who leads an editorial staff devoted to creating educational content material about personal loans merchandise for every part of life. Heidi Rivera is a private finance writer and reporter for Bankrate. Her areas of experience embrace personal loans, scholar loans and debt consolidation, in addition to knowledge collection and evaluation. Recordkeeping, Keeping RecordsRefund ofMortgage interest, Refund of home mortgage interest., Refund of overpaid curiosity.Real estate taxes, Refund or rebate of actual estate taxes.Repairs, Repairs versus improvements. The IRS doesn’t initiate contact with taxpayers by e mail, text messages , telephone calls, or social media …